FRISS | Fraud Detection & Risk Software for P&C Insurers
Insurance Fraud Detection Built For P&C Insurers
FRISS is fraud detection, risk analytics, and compliance software for P&C insurers. Five solutions across underwriting, claims, investigations, media forensics, and KYC. Check every file and honest customers wait. Check too few and fraud gets paid. FRISS scores every policy request, renewal, and claim in real time. Anything carrying real fraud or misrepresentation risk goes to investigation. The rest clears automatically. Honest insurance, in practice rather than in principle.
Fraud Solutions Available For Every Decision Point
Claims Analytics
Screen all claims within seconds.
Pay out trustworthy claims faster, sharpen referrals, catch fraud, protect your loss ratio.
- 75% fewer false positives
- 90% of honest claims fast-tracked
- Hidden fraud networks surfaced
Underwriting Analytics
Write policies faster and more consistently. Spot high risks in real time, so honest customers enter your book.
Enterprise Investigations
Structured, confidential SIU case management on flagged claims, shared with underwriting and claims for faster decisions.
KYC Compliance
Screen everyone you onboard against sanctions, PEP, and adverse media in real time, without slowing operations.
Media Check
Scan news and social media for red flags tied to any policyholder or claim, surfacing hidden risk before it becomes a loss.
See What Insurers Say About FRISS
Thanks to FRISS, we realized a total fraud savings of $21million within the first 2 years of being live, and increased our fraud savings per investigator from $550.000 to $2million.
Irene Reihs
Project Leader
UNIQA
FRISS is automatically consulted for all new policy applications, whether direct or via an intermediary. The results of FRISS screenings are decisive and help us further decide what should be accepted, reviewed, or rejected.
Managing Director
Tier 1 Carrier
RISK uses FRISS to perform important screenings during the seconds it takes to complete an application. We also call this touchless trust: all customers with a good risk profile are immediately accepted.
Tony Dingemanse
Director of Projects RISK Insurance
Frequently Asked Questions
What is FRISS?
FRISS is an insurtech company that builds risk analytics and fraud detection software for property and casualty (P&C) insurers. Founded in 2006, it works with insurers and MGAs in more than 45 countries, supporting more than 300 implementations across underwriting, claims, investigations, compliance, and claims media.
How does insurance fraud detection software actually work?
It pulls together internal data (your own policy and claims history) and external data (public records, device signals, third-party databases) and scores each transaction for risk in real time. Anything that crosses your risk threshold gets flagged for a human to review, everything else moves through untouched. FRISS applies this at underwriting, claims, and investigation stages, so screening runs continuously instead of as a one time check at application.
Will FRISS replace my underwriting and claims teams?
No. It automates the repetitive screening work, straight-through processing on underwriting, fast-tracking on claims, so your teams spend their time on the cases that actually need a person: high-risk applications, flagged claims, and investigations.
Which systems does FRISS integrate with?
FRISS connects with major policy administration and claims platforms, including Guidewire, Duck Creek Technologies, and Sapiens, plus a broader partner network covering data providers such as Verisk, Carfax, and Creditsafe across underwriting, claims, and compliance workflows.
Does FRISS work for smaller carriers and MGAs, or only large insurers?
FRISS serves insurance companies and MGAs across more than 45 countries, from large carriers to specialized insurers. Its investigations product specifically names MGA customers among its users.
Discover what FRISS can do for you
Find out how FRISS can help you deliver more honest outcomes throughout your policy lifecycle.